On track to failure:
If you fail to plan, then you are planning to fail. You cannot achieve goals if you don’t have any.
Curved balls knock you over:
Regular saving is part of any financial plan. If you don’t have savings, then that unexpected medical bill or bumper bashing could be the difference between taking that end of year holiday or staying at home.
You will work forever:
Life is hard and life is real. Meeting your responsibilities to yourself and your loved ones takes commitment and hard work. At some point you want to slow down a little and take it easy. Without a plan you will find yourself working well into your old age. In our rapidly changing world, it gets harder and you earn less as you age. Better to have a plan.
You will leave no legacy:
Leaving a comfortable legacy for your loved ones is one of the most awesome things you can do. Security and a home for your spouse. Education and a solid start for your children. It’s just not possible without a financial plan. A financial plan will see to it that you leave more than just memories.
Inflation will eat up your savings:
Putting your money under your mattress is not a financial plan. Inflation destroys the value of currency the world over, eroding your savings and leaving you short-changed after a lifetime of work.
No plan – no discipline:
Easy to say we’ll start saving when we get around to it. Or we’ll save what’s left over at the end of the month. Financial security starts with a plan and if we don’t have one then we never develop the discipline to ensure our own financial security.